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Compare LIFETIME Pet Insurancelifelong cover comparison for pets |
You are here > Lifetime Pet Insurance > Compare Lifetime Pet Insurance
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Product |
Max Vet Fees |
Lifetime Cover |
Max Age To Insure |
Waiting Period |
Online Discount |
Multipet Discount |
Pay Vet Direct |
Star Rating |
More Info |
Quote
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Pet Insurance |
£10,000 |
 |
unlimited |
14 |
 |
5% |
|
 |
 |
|
 |
Pet insurance |
£10,000 |
|
8 years |
30 |
Fixed monthly premiums: £15 for cats / £28 for dogs / £38 for selected dog breeds |
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Premier |
£7,000 |
|
unlimited |
14 |
25% until 29th Feb |
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|
 |
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|
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Platinum |
£6,500 |
|
unlimited |
10 |
10% |
10%
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|
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Platinum |
£7,000 |
|
unlimited |
10 |
5% |
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|
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Platinum |
£7,500 |
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unlimited |
10 |
10% |
10% |
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Budget & Supreme |
£12,000 |
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9 yrs for cats, 7 yrs for dogs, 5 yrs for spec. breed dogs |
14 |
10% |
10% |
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|
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Premier |
£6,000 |
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7 yrs |
28 |
10% |
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Compare lifetime pet insurance cover
Are you looking to protect your pet against the costs of unexpected veterinary bills? If so, you can save a lot of time and money when you compare lifetime pet insurance cover here and read the below guide.
When researching pet health cover for your cat and dog, it’s important that you know exactly what you’ll be getting for your money. That’s why we’re providing an easy to follow guide and questions you should ask yourself before buying online..
Is it true lifetime/lifelong cover
Our comparison table only includes true lifelong cover that protect pets against ongoing, chronic conditions. You can be confident that if you choose any of the providers available on this page, you would be able to claim for a condition year on year as your vet fees maximum benefit replenishes each year at renewal. This gives you up to £7,000 to spend on vet fees each year (depending on which cover you select).
What is the waiting period?
An important, often undisclosed aspect of pet insurance is the fact that illnesses are not covered immediately. Unlike accident and accidental injuries that are covered from day one, there is generally a period you have to wait until cover for illnesses is activated. This is known as the waiting period and the shorter the better.
If you waiting period is 14 days long, then you cannot claim for any illness until day 15 of your policy and any medical condition your pet develops in that time would be classed as pre-existing and excluded from the policy.
Does the insurer pay the vet directly?
It’s always important to know that you won’t have to fork out thousands of pounds and then wait a week or two to be reimbursed by your insurer. That’s why it’s crucial to know that your provider will pay the vet directly when you make a claim. Be mindful though, your vet has to agree to this first and you will still have the excess to settle with your vet practice.
Online discounts
The best way to find good value for money is to compare lifetime pet insurance cover and buy your policy online to benefit from exclusive discounts. This could mean a significant reduction in your pet’s first year premium, currently up to 15% OFF online. Every little helps!
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